Im claiming bank charges back what does the test case mean and can i still claim?

Answers:
Yes you can still put in a claim, but unless you can prove hardship your claim will be held up until the outcome of the test case.
If you think you have a claim you need to start now so that you don't lose out.

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You can still make a claim but your bank will now hold this claim untill after the court case before making any payment, amount of payment will depend on the outcome of the case

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Go ahead and claim. You have nothing to lose.
Get a template letter off the internet..just type in "reclaiming bank charges" and there are a few sites with info and template letters.

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The test case is just one claim and the Banks are contesting it. If the banks win this test case then there will be no compensation. If they lose then every person with a "valid" claim will get the compensation. You should still put your claim in to ensure that it is on the record. Send it recorded delivery and keep a copy in a safe place. Best of luck.

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You can try, but the result of the court ruling may mean thatyour bank will go to court and win, Try Martin Lewis's site for up to date, financial advice!
www.moneysavingexpert.com

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have a look on GM TV website (www.gm.tv i think) - their financial expert Martin Lewis, tells you all about reclaiming your charges..and i wouldnt be surprised if you will find the template letter there too...its free. good luck!

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Basically a few of the big banks have put a test case together to see whther bank charges are legal or not. The judgement on this case will determine whether the banks can get away legally with these charges and wheter people can claim them back.
Because the test case is happening now, the judge in charge has put a stop on claims made after he said so so the banks can ignore you and not follow industry rules on customer complaints until a decision has been made.
Once a decision is made, and assuming the bank charges are illegal then you can then claim.

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You'll probably find what you need on this web site. http://www.moneysavingexpert.com/...

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Actually you can't make a claim at the moment because they have all been stopped or put on hold until the result of a test case which wont be heard until about November or December of this year.